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Repurpose Your Career | Career Pivot | Careers for the 2nd Half of Life | Career Change | Baby Boomer

Repurpose Your Career podcast brought to you by Career Pivot is a podcast for those of us in the 2nd half of life to come together to discuss how repurpose our careers for the 21st century.  Come listen to career experts give you proven strategies, listen to people like you tell their stories about how they repurposed their careers and finally get your questions answered.   Your host, Marc Miller, has made six career pivots over the last 30 years. He understands this is not about jumping out of the frying pan into a fire but rather to create a plan where you make clear actionable steps or pivots to a better future career. 
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May 21, 2018

In this episode, Marc covers the steps of relocating abroad and securing the resources for safe and healthy living for his family while running his business full-time.

 

Key Takeaways:

[1:14] Marc welcomes you to Episode 79 of the Repurpose Your Career podcast and invites you to share this podcast with like-minded souls. Please subscribe, share it on social media, write an honest iTunes review, or tell your neighbors and colleagues.

[1:46] Next week, Marc will interview Carol Fishman Cohen, CEO and Co-Founder of IRelaunch. IRelaunch is the leader in career re-entry programming. IRelaunch works directly with 40 Blue Chip companies to develop, pilot, source for, present in, and publicize re-entry internship programs and hiring, focusing on those with career breaks.

[2:28] In this episode, Marc will talk about the next steps the Millers will be taking in becoming expats in Mexico. But first, Marc announces plans for another “Can You Repurpose Your Career?” series, similar to Episodes 48-51 from October 2017.

[2:57] If you would like to go through this process anonymously with Marc on the podcast, please email Marc at Podcast@CareerPivot.com.

[3:12] For his new listeners, Marc reviews the purpose for his family’s planned move to Mexico. For the last year, Marc has been chronicling his experiences relating to the move. Marc blogs about it on his website and covers it in his podcast. Listen to episodes 55, 66, and 74 for background.

[4:19] Marc’s expat journey began back in October 2016 when he received the 50% rate increase for his Blue Cross/Blue Shield health insurance. Marc and his wife are both in their 60s and self-employed. The Affordable Care Act was not affordable for them, but it did allow them to get insurance. Then came the election and uncertainty about the ACA.

[5:16] At the same time, Marc’s sales pipeline completely dried up. By the first half of 2017, Marc’s business was off 60%. Marc and his wife focused on what they could control. Over the years, they had talked about becoming expats, so they decided to do that.
[5:57] In the Spring of 2017, they visited San Miguel de Allende, in Mexico. On a trip to Cuenca, Ecuador, Marc’s wife collapsed. Back in the U.S., she went into the hospital. The bills were expensive. Marc started his community membership website then.

[6:30] They made their first trip to Ajijic, Mexico on Lake Chapala, the largest lake in Mexico, close to the Guadalajara airport. Guadalajara is the second largest city in Mexico. There are many convenient flights there. You can do just fine in Ajijic without learning Spanish.

[7:50] Marc posted a question on the Chapala.com web board looking for an endocrinologist. Within 48 hours he had 28 responses.

[8:08] In March, Marc and his wife rented a garage apartment in Ajijic for four weeks. This was $825 for the four weeks. It was close to the main square and the farmers’ market. Their goal was to travel there and behave like they were living there. In four weeks, Marc had lost three pounds with no formal exercising. The food was healthy.

[10:06] Marc talks about the next steps. Marc’s wife leaves her job at the end of May, after 15 years. She’s been making $25K working two days a week.

[11:11] Marc and his wife want to keep their taxable income this year under $61K. One dollar over that means they would not get ACA tax credits. Your healthcare options for retiring pre-Medicare are getting pretty ugly.

[12:15] Marc’s next step is to meet with a Medicare consultant. Medicare does you no good outside the states, but you get a big penalty if you don’t apply at age 65.

[12:37] Marc is canceling all their mail catalog subscriptions and magazines. They will rent a house from the end of June through the end of September, halfway between Ajijic and Chapala.You can’t just drive across the border. You need a TIP, or temporary import permit, and your title. You also need Mexican car liability insurance.

[14:38] This time they will drive down with a hired driver.

[15:32] Marc will probably sell their second car. They are making Mexican doctors appointments before they leave. They are getting some documents certified, like their marriage certificate.

[16:29] They will bring their cats with them. Pets need an international form signed by the vet within 10 days before you hit the border. They have Marc’s mother’s ashes in an urn and they’re not sure what to do with them.

[19:14] Don’t drive at night in Mexico.

[19:48] Marc talks about the doctor’s appointments they will have. He also talks about  setting up a long-term apartment rental for the next trip in January.

[20:39] Marc will dispose of just about everything when they get back to the States, and put a few things in storage. They will meet again with their Medicare consultant. They will meet with tax lawyers and CPAs to make sure everything is in order. They need to learn what kind of Visa they will need.

[21:49] Schwab has a really good money market fund where they refund all out-of-country ATM fees. They also need to establish an Austin-based mailing address. This allows Marc to maintain his Austin-based business. Marc describes the services of a mailbox company.

[22:50] Marc’s plans are to be in Ajijic on January 2019.

[22:58] Marc notes the tax implications of being out of the country most of the year and how much money you can earn abroad before it is taxed.

[23:45] Go to the show notes and leave Marc a comment or question and he will get back to you.

[24:02] Marc’s goal is to be out of the country for 12 months next year, except for return visits. They will continue to explore various cities and areas of Mexico, Panama, Belize and Costa Rica.

[26:23] Check back next week, when Marc will interview Carol Fishman Cohen CEO and Co-Founder of IRelaunch.

 

Mentioned in This Episode:

Careerpivot.com

IRelaunch

AARP Podcast Recommendations

“How to Move Abroad and Take Your Job with You”

CareerPivot.com/Episode-48 “Can Tim Repurpose His Career? Part 1”

CareerPivot.com/Episode-49 “Can Tim Repurpose His Career? Part 2”

CareerPivot.com/Episode-50 “Can Tim Repurpose His Career? Part 3”

CareerPivot.com/Episode-51 “Can Tim Repurpose His Career? Part 4”

CareerPivot.com/Episode-55 “Why The Millers are Moving to Mexico and How They Will Do It!”

CareerPivot.com/Episode-66 “Marc Miller Examines His Uncertainty About Moving to Mexico”
CareerPivot.com/Episode-74 “Marc Miller’s Journey from Procrastinating Introvert to Enthusiastic Expat”
Blue Cross Blue Shield

“When Uncertainty Strikes, Focus on What You Can Control.”

FlexJobs.com

Roger Whitney: Retirement Answer Man Podcast Episodes 212, 213, 214

Yellow Bike Project

Del Webb

IRelaunch

iPhone

Amazon

Please pick up a copy of Repurpose Your Career: A Practical Guide for the 2nd Half of Life, by Marc Miller and Susan Lahey. The paperback, ebook, and audiobook formats are available now. When you have completed reading the book, Marc would very much appreciate your leaving an honest review on Amazon.com. The audio version of the book is available on iTunes app, Audible, and Amazon.

Marc has the paid membership community running on the CareerPivot.com website. The website is alive and in production. Marc is contacting people on the waitlist. Sign up for the waitlist at CareerPivot.com/Community. Marc has three initial cohorts of 10 members in the second half of life and they are guiding him on what to build. He is looking for individuals for the fourth cohort who are motivated to take action and give Marc input on what he should produce next. He’s currently working on LinkedIn, blogging, and book publishing training. Marc is bringing someone in to guide members on how to write a book. The next topic will be business formation and there will be lots of other things. Ask to be put on the waiting list to join a cohort. This is a unique paid membership community where Marc will offer group coaching, special content, mastermind groups, and a community where you can seek help.

CareerPivot.com/Episode-79 Show Notes for this episode.

Please subscribe at CareerPivot.com to get updates on all the other happenings at Career Pivot. Marc publishes a blog with Show Notes every Tuesday morning. If you subscribe to the Career Pivots blog, every Sunday you will receive the Career Pivot Insights email, which includes a link to this podcast.

Please take a moment — go to iTunes, Stitcher, Google Play, or Spotify through the Spotify app. Give this podcast an honest review and subscribe! If you’re not sure how to leave a review, please go to

CareerPivot.com/review, and read the detailed instructions there.

Email Marc at Podcast@CareerPivot.com.

Contact Marc, and ask questions at Careerpivot.com/contact-me

You can find Show Notes at Careerpivot.com/repurpose-career-podcast.

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